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This is the current section.Requesting a mortgage payment holiday

RBS Mortgage Payment Holidays

Requesting a mortgage payment holiday

This application form collects information to include within your RBS Mortgage Payment Holidays. Use the appropriate buttons at the end of the application form to proceed or to end your application.Please be aware that some explanatory text is included within the form.

This is stage 1 of 2. Required fields are indicated with an asterisk (*). Please do not use your browser's 'back' button to move back or you may lose some of the information you have already entered.

Please ensure you complete all the questions and include all the information for each mortgage you are requesting a payment holiday.
This will be an 8 digit number that can be found on your Annual Mortgage Statement or mortgage offer. If you are requesting a payment holiday for more than 1 mortgage account then please fill in a separate form for each account.
Before you take a payment holiday make sure you understand the impact on your mortgage.

  • Although on a payment holiday, interest will continue to accrue which means you'll pay back more over the full term of the mortgage.

  • When your payment holiday ends, your normal monthly payments will increase to reflect those not collected. We will confirm what these will be before the end of the payment holiday.

  • The term of your mortgage will not change.

  • A payment holiday will not have any negative impact towards your credit rating, however lenders may take into account other information when making future lending decisions, including, for example, information provided by applicants or bank account information.

  • By requesting a payment holiday you are acting on behalf of all parties named on the mortgage.

  • By taking a payment holiday you will pay more over the lifetime of your mortgage. If you can afford to make some or all of your mortgage payments, it's important that you do so as this will help reduce what you pay overall. You can do this at any time during the payment holiday.
Please tick this box to confirm you've read the statements above and are happy to proceed *
We will look to start your payment holiday from the next payment you are scheduled to make.

If your next payment is within 14 days of today, we can't guarantee we'll have the payment holiday in place for that payment, but will set it up for the next future payment.

If this will put you in financial difficulty, please contact us.
Please tick this box to confirm you have read and understood the above *